Solution · Banks and finance
At approval, verify the customer’s officers, signing authority, shareholders and capital with sources; while the limit is open, learn the same day whatever changes in the register. Buyer and lessee tracking for factoring and leasing.
Today and with Ulawk
The check at approval is done well; then the company changes and the file does not. The problem is not the check, it is the months in between.
Today
With Ulawk
In the credit flow
The same profile answers a different question at each stage; you never rebuild the file.
The check made at approval repeats itself while the limit is open.
Put your credit customers in one project; only that project’s alerts go to the relevant team.
Name, registry, address, status and officers come with sources; verify instead of filling in forms.
Signing authority, internal directive limits, shareholders, capital history and restrictions in the articles.
Status, officer, ownership, capital and address changes reach you the same day.
Terms of office, latest notices and a one-click trade registry report for the committee file.
The credit committee’s questions
The answer to each question is a section of the profile; each section is tied to its notice.
| Question | Where to look | Basis |
|---|---|---|
| Who can sign, up to what amount? | Management and representation, internal directive | Notice |
| Is the board’s term still valid? | Terms of office | Calculated |
| Who owns the company? | Shareholders, beneficial owner candidates | Notice + calculation |
| When and how did the capital change? | Capital history | Notice |
| Is the company in distress? | Status, compliance flags | Notice |
| Is it on a sanctions list? | Sanctions screening, exact names only | Calculated |
| Is there group risk? | Group map, relationship network | Calculated |
Evidence for the file
Signing authority, limit and capital; each with its reference and quote. An auditor opening the file sees the same sentence.
Source Gazette · 2 October 2026 · Issue 11,444 · Page 318
… at the ordinary general meeting of 26.09.2026, Selin Demirtaş, Kerem Aydoğan and Elif Yalçın were elected to the board for 3 years, and Selin Demirtaş was authorised to represent and bind the company with her sole signature …
… at the ordinary general meeting of 26.09.2026, Selin Demirtaş, Kerem Aydoğan and Elif Yalçın were elected to the board for 3 years, and Selin Demirtaş was authorised to represent and bind the company with her sole signature …
Source Gazette · 14 April 2026 · Issue 11,327 · Page 604
… under the internal directive, General Manager Murat Kaya may represent the company jointly with one A-group signatory in banking transactions up to TRY 5,000,000 …
… under the internal directive, General Manager Murat Kaya may represent the company jointly with one A-group signatory in banking transactions up to TRY 5,000,000 …
Source Gazette · 22 July 2026 · Issue 11,396 · Page 1,077
… it was resolved to increase the company's capital of TRY 80,000,000 by TRY 40,000,000 to TRY 120,000,000 and to amend Article 6 “Capital” of the articles of association as attached …
… it was resolved to increase the company's capital of TRY 80,000,000 by TRY 40,000,000 to TRY 120,000,000 and to amend Article 6 “Capital” of the articles of association as attached …
Each row with the notice date, issue, page and the sentence.
The same facts in the Word/PDF trade registry report, with their source notices.
Limit monitoring
Every notice for your credit customers arrives by importance. The red ones concern your receivable directly.
Company status
Karaca Yapı İnşaat A.Ş.Three-month temporary moratorium granted; temporary commissioner appointed.
Capital
Liman Gıda Sanayi A.Ş.Capital decrease resolved; creditors called to declare their claims.
Status · Name
Atlas Ambalaj A.Ş.Converted from a limited company to a joint-stock company; absorbed Atlas Baskı A.Ş.
Calls to creditors on capital decrease, merger and liquidation come in red; the legal period is shown with “check the notice”.
If the company moves to another registry office, monitoring continues with the new number.
Factoring and leasing
Your risk is not only in the credit customer. Follow the debtor of the receivable and the lessee with the same alerts.
Follow the debtors of your factoring receivables; learn about concordat and bankruptcy notices the same day.
Do not miss name, address and management changes at your leasing customers.
Add lists in bulk from Excel or the API; split them by project.
To the credit system
Subscribe the webhook to “durum” and “kapandi” only; let your credit system open the red event itself.
POST https://your-system.example/ulawk
X-Ulawk-Olay: sirket.degisiklik
X-Ulawk-Teslim: msg_3f9c…
X-Ulawk-Imza: t=…,v1=… (HMAC-SHA256)
{ "olay": "sirket.degisiklik", "surum": 1, "teslim_id": "msg_3f9c…",
"sirket": { "id": 24, "unvan": "DEMİRTAŞ HOLDİNG A.Ş.", "sicil_no": "412907-5",
"profil": "https://ulawk.com/api/v1/sirketler/24/" },
"kategoriler": ["yetkililer"],
"degisiklikler": [ { "kategori": "yetkililer", "kategori_ad": "Yetkililer ve temsil",
"tarih": "2026-10-02", "ozet": "Selin Demirtaş göreve başladı …",
"ilan": { "ilan_turu": "Yönetim kurulu seçimi", "alinti": "…münferit imzası ile temsil…" },
"gazete_pdf": "https://ulawk.com/api/v1/ilanlar/9182/pdf/" } ] }
import hashlib, hmac, time
def signature_ok(body: bytes, header: str, secret: str) -> bool:
# X-Ulawk-Imza: t=<unix seconds>,v1=<hex> (several v1 during key rotation)
parts = [p.split("=", 1) for p in header.split(",")]
t = next(v for k, v in parts if k == "t")
if abs(time.time() - int(t)) > 300: # stale delivery: reject
return False
expected = hmac.new(secret.encode(), f"{t}.".encode() + body,
hashlib.sha256).hexdigest()
return any(hmac.compare_digest(expected, v) for k, v in parts if k == "v1")
Send “durum” and “kapandi” to the credit system and “yetkililer” to legal; five webhooks per account.
Each delivery carries the notice quote and the gazette PDF link, ready to attach to the file.
Compliance and audit
What was looked at, when and with which source is recorded.
Candidates calculated from notices; put them next to the customer’s declaration.
Eight lists, exact names only; your decisions in the audit trail.
Every change dated and tied to its notice; history is never deleted.
Word/PDF trade registry report with sanctions and beneficial owner appendices.
Keep reading
The other parts of the product, plus coverage, pricing and service status.
No. Ulawk is the official-record layer: it supplies sourced company data and changes. Identity verification, risk scoring and case management stay in your own system; webhooks and the API exist to connect to them.
No. The risk indicators in the profile are derived from notices; they are not a credit score and include no payment or debt data.
The Trade Registry Gazette is checked every business day; when the notice is published it arrives the same day at the top of your e-mail with a red alert. With a webhook it also reaches your credit system.
No. The profile shows representation as stated in notices; ask for a current signature circular for critical transactions. The profile helps you check whether the circular is up to date.
No. Your watchlist, notes and reports are kept only in your account; other customers cannot see them.
Send your list; let us see together what changed for which customer last month.
Enterprise quote
Plans differ only in the number of companies you follow; every feature and every country is included. Fill in the form and we will prepare the right offer together.
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